Better Choice offers an extensive range of home loan products to suit each individual customer. Download our latest fact sheets below for more information on our product suite.
Better Choice offers an extensive range of home loan products to suit each individual customer. Download our latest fact sheets below for more information on our product suite.
Click the relevant Better Choice product range below to access our product fact sheets.
Gold Medico 90% No LMI Home Loan
The Better Choice Gold Medico 90% No LMI Home Loan offers a standard variable loan Available up to 90% LVR No LMI, this loan suits borrowers that are eligible medical professionals looking for flexibility with their home loan without incurring the cost of Lenders Mortgage Insurance (LMI). FREE atmx by Armaguard ATMs access nationwide with an optional fully transactional 100% Offset account
Gold Alt Doc Home Loan
The Better Choice Gold Alt Doc Home Loan offers a standard variable loan for self-employed applicants where the usual income requirements for the substantiation of self-employed income are not required. Available up to 60% LVR, this loan suits borrowers that are looking for flexibility with their home loan and investment properties. FREE atmx by Armaguard ATMs access nationwide with a fully transactional 100% Offset account.
Gold Expat Home Loan
The Better Choice Gold Expat Home Loan is available for owner-occupied or investment. This home loan is aimed at those looking for greater flexibility within their loan.
Gold Expat Home Loan Acceptable Income
This document outlines what foreign income is acceptable – including any shadings (according to Country Tier).
Gold Special Home Loan
The Better Choice Gold Special Home Loan offers a standard variable loan for owner occupiers or investors. Available up to 80% LVR, this loan suits borrowers that are looking for flexibility with their home loan and investment properties. FREE atmx by Armaguard ATMs access nationwide with a fully transactional 100% Offset account.
Gold Variable Home Loan
The Better Choice Gold Home Loan offers a standard variable loan for owner occupiers or investors. Available up to 95% LVR inclusive of LMI, this loan suits borrowers that are looking for flexibility with their home loan. FREE atmx card by Armaguard ATMs access nationwide with a fully transactional 100% Offset account.
Gold Fixed Rate Home Loan
The Better Choice Gold Home Loan offers a fixed rate loan for owner occupiers or investors. Available up to 80% LVR, this loan suits borrowers that are looking for flexibility with their home loan.
Gold SMSF Home Loan
The Better Choice Self Managed Super Fund (SMSF) Loan is designed for authorised Australian Self-Managed Super Funds for the purpose of purchasing or refinancing residential investment property.
PAYG Applicants Only.
Our new Ultimate product range providing flexible home loan solutions with 100% Offset for Australian’s looking for a better choice.
Check it out! You will be pleasantly surprised!
Ultimate Product & Policy Guide
Ultimate Prime Alt Doc
Ultimate Specialist Full Doc & Alt Doc
Ultimate Specialist Plus Full Doc & Alt Doc
View our Rates page for all home loans rates, fees and charges for new loans and existing loans.
View our Application page for all home loan application forms, verification of identity forms, accountants letters and first home owners grant application form.
Have a scenario? Submit your scenario online now and our team will respond within 2 hours with at least 2 solutions.
Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to a Better Choice product, you should read the relevant disclosure document. All rates and fees quoted in our products are indicative only and can change dependent on your personal circumstances. Conditions and fees apply.
Comparison rate is based on a loan of $150,000 principal over a 25 year term. WARNING: The Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
Better Choice Home Loans Pty Ltd & Better Choice Commercial (a division of Better Choice Home Loans Pty Ltd) 2000-2020
ABN 79 095 728 868 | Australian Credit Licence 378333