Better Choice offers an extensive range of home loan products to suit each individual customer. Download our latest fact sheets below for more information on our product suite.
Product Fact Sheets
Gold Medico 90% No LMI Home Loan
The Better Choice Gold Medico 90% No LMI Home Loan offers a standard variable loan Available up to 90% LVR No LMI, this loan suits borrowers that are eligible medical professionals looking for flexibility with their home loan without incurring the cost of Lenders Mortgage Insurance (LMI). FREE atmx by Armaguard ATMs access nationwide with an optional fully transactional 100% Offset account
Gold Alt Doc Home Loan
The Better Choice Gold Alt Doc Home Loan offers a standard variable loan for self-employed applicants where the usual income requirements for the substantiation of self-employed income are not required. Available up to 60% LVR, this loan suits borrowers that are looking for flexibility with their home loan and investment properties. FREE atmx by Armaguard ATMs access nationwide with a fully transactional 100% Offset account.
Gold Expat Home Loan
The Better Choice Gold Expat Home Loan is available for owner-occupied or investment. This home loan is aimed at those looking for greater flexibility within their loan.
- 90% of foreign income accepted* (PAYG only)
- Loan amounts up to $1,500,000
- 80% LVR (Interest only accepted)
- High-Density Securities accepted at 70% LVR
- Australian Citizens accepted (no interest rate loadings)
Gold Expat Home Loan Acceptable Income
This document outlines what foreign income is acceptable – including any shadings (according to Country Tier).
Gold Special Home Loan
The Better Choice Gold Special Home Loan offers a standard variable loan for owner occupiers or investors. Available up to 80% LVR, this loan suits borrowers that are looking for flexibility with their home loan and investment properties. FREE atmx by Armaguard ATMs access nationwide with a fully transactional 100% Offset account.
Gold Variable Home Loan
The Better Choice Gold Home Loan offers a standard variable loan for owner occupiers or investors. Available up to 95% LVR inclusive of LMI, this loan suits borrowers that are looking for flexibility with their home loan. FREE atmx card by Armaguard ATMs access nationwide with a fully transactional 100% Offset account.
Gold Fixed Rate Home Loan
The Better Choice Gold Home Loan offers a fixed rate loan for owner occupiers or investors. Available up to 80% LVR, this loan suits borrowers that are looking for flexibility with their home loan. FREE atmx by Armaguard ATMs access nationwide with a fully transactional 100% Offset account.
Gold SMSF Home Loan
The Better Choice Self Managed Super Fund (SMSF) Loan is designed for authorised Australian Self-Managed Super Funds for the purpose of purchasing or refinancing residential investment property.
PAYG Applicants Only.
Our new Ultimate product range providing flexible home loan solutions with 100% Offset for Australian’s looking for a better choice.
Check it out! You will be pleasantly surprised!
Ultimate Product & Policy Guide
Ultimate Prime Alt Doc
Ultimate Specialist Full Doc & Alt Doc
Ultimate Specialist Plus Full Doc & Alt Doc
Supporting Links
Rate Sheet
View our Rates page for all home loans rates, fees and charges for new loans and existing loans.
Application Form
View our Application page for all home loan application forms, verification of identity forms, accountants letters and first home owners grant application form.
Scenario Form
Have a scenario? Submit your scenario online now and our team will respond within 2 hours with at least 2 solutions.
