Product Fact Sheets

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Click the relevant Better Choice product range below to access our product fact sheets.

Gold Medico 90% No LMI Home Loan

 The Better Choice Gold Medico 90% No LMI Home Loan offers a standard variable loan Available up to 90% LVR No LMI, this loan suits borrowers that are eligible medical professionals looking for flexibility with their home loan without incurring the cost of Lenders Mortgage Insurance (LMI). FREE atmx by Armaguard ATMs access nationwide with an optional fully transactional 100% Offset account 

Gold Alt Doc Home Loan

The Better Choice Gold Alt Doc Home Loan offers a standard variable loan for self-employed applicants where the usual income requirements for the substantiation of self-employed income are not required. Available up to 60% LVR, this loan suits borrowers that are looking for flexibility with their home loan and investment properties. FREE atmx by Armaguard ATMs access nationwide with a fully transactional 100% Offset account.

Gold Expat Home Loan

The Better Choice Gold Expat Home Loan is available for owner-occupied or investment. This home loan is aimed at those looking for greater flexibility within their loan.

  • 90% of foreign income accepted* (PAYG only)
  • Loan amounts up to $1,500,000
  • 80% LVR (Interest only accepted)
  • High-Density Securities accepted at 70% LVR
  • Australian Citizens accepted (no interest rate loadings)

Gold Expat Home Loan Acceptable Income

This document outlines what foreign income is acceptable – including any shadings (according to Country Tier).

Gold Special Home Loan

The Better Choice Gold Special Home Loan offers a standard variable loan for owner occupiers or investors. Available up to 80% LVR, this loan suits borrowers that are looking for flexibility with their home loan and investment properties. FREE atmx by Armaguard ATMs access nationwide with a fully transactional 100% Offset account.

Gold Variable Home Loan

The Better Choice Gold Home Loan offers a standard variable loan for owner occupiers or investors. Available up to 95% LVR inclusive of LMI, this loan suits borrowers that are looking for flexibility with their home loan. FREE atmx card by Armaguard ATMs access nationwide with a fully transactional 100% Offset account.

Gold Fixed Rate Home Loan

The Better Choice Gold Home Loan offers a fixed rate loan for owner occupiers or investors. Available up to 80% LVR, this loan suits borrowers that are looking for flexibility with their home loan.

Gold SMSF Home Loan

The Better Choice Self Managed Super Fund (SMSF) Loan is designed for authorised Australian Self-Managed Super Funds for the purpose of purchasing or refinancing residential investment property.

PAYG Applicants Only.

Our new Ultimate product range providing flexible home loan solutions with 100% Offset for Australian’s looking for a better choice.

Check it out! You will be pleasantly surprised!

Ultimate Product & Policy Guide

Ultimate Prime Alt Doc

Ultimate Specialist Full Doc & Alt Doc

Ultimate Specialist Plus Full Doc & Alt Doc

Supporting Links

Rate Sheet

View our Rates page for all home loans rates, fees and charges for new loans and existing loans.

Application Form

View our Application page for all home loan application forms, verification of identity forms, accountants letters and first home owners grant application form.

Scenario Form

Have a scenario? Submit your scenario online now and our team will respond within 2 hours with at least 2 solutions.